Last updated: February 18, 2026
How to Get an Insurance License in Arizona
A quick start guide on the simple process of getting an insurance license in the Grand Canyon state
In 2026, Arizona continues to offer a flexible "no-mandatory-hours" licensing path, making it one of the quickest states to enter the insurance field. While the state does not require a formal pre-licensing course, its rigorous exams and specific background check sequence require careful planning.
In 2026, Arizona continues to offer a flexible "no-mandatory-hours" licensing path, making it one of the quickest states to enter the insurance field. While the state does not require a formal pre-licensing course, its rigorous exams and specific background check sequence require careful planning.
Here is your SEO-optimized, step-by-step guide to obtaining an Arizona insurance license.
How to Get Your Arizona Insurance License
A Complete 2026 Step-by-Step Guide for the Arizona DIFI
Applies to: Resident insurance producer applicants in Arizona.
Regulator: Arizona Department of Insurance and Financial Institutions (DIFI).
License Application Portal: NIPR.
Exam Vendor: PSI Services LLC.
Typical Time to Get Licensed: 2–4 weeks.
Approximate Total State Fees: $210–$240 (Application + Exam + Fingerprints).
Author: Matt Williams: CLU, ChFC, CFP®
Applies to: Resident insurance producer license applicants in XXXX
Regulator: Regulator: XXXX
License Application Portal: XXXX
Exam Vendor: XXXX
Pre-license Education: Achievable.me
Study Tools: TESTivity.com
Fingerprinting: Required
Typical Time to Get Licensed in XXXX: 4–6 weeks
Approximate Total Cost: $155-200+ (not including fees and study materials)
Quick note: This guide covers the XXXX Resident licensing process. If you reside in another state or plan to sell insurance in multiple states, see the section on non-resident licensing.
A Step-by-Step Guide to the XXXX
Choose your line(s) of authority
Complete Your Pre-Licensing Education
Schedule and Pass the XXXX Insurance Exam
Submit fingerprints and background check
Apply for your XXXX insurance license
Get appointed by an insurer or affiliate with an agency
Step 1: Choose Your License Type & Prepare
First, decide which "Line of Authority" fits your career goals. Most Arizona agents choose one of the following:
Life: Covers life insurance and annuities.
Accident & Health or Sickness: Covers health, disability, and long-term care.
Property & Casualty (P&C): Covers home, auto, and commercial liability.
Personal Lines: Focuses specifically on individual and family P&C.
Expert Tip: Arizona has no formal pre-licensing education requirement. However, because the state limits you to four exam attempts per year, most successful candidates use an exam prep course to ensure they pass the first time.
Step 2: Pass the Arizona Insurance Exam
Effective late 2025, PSI Services is the official testing provider for Arizona.
Scheduling: You can test at a physical PSI center or via a remote-proctored online exam.
Fee: Approximately $50–$59 depending on whether you take a single or combined line exam.
Passing Score: You must score at least 70% on each section (general knowledge and Arizona state law).
Identification: Bring a valid, government-issued photo ID that exactly matches your registration name.
A pre-licensing education course greatly increases your chance of passing the exam on your first attempt, which can end up saving you both time and money in the long run. GetTheLicense.org recommends Achievable.
Recommended:
Take a look at Achievable's pre-licensing course. Their course is without question the best. It includes everything you need to pass the exam and get your insurance license in Arizona.
Step 3: Complete Your Fingerprinting & Background Check
Arizona requires a criminal background check for all unlicensed applicants. This is a multi-step process involving two separate accounts:
Create a Portal Account: Sign up on the Arizona DPS Public Services Portal and pay the approximately $22 processing fee.
Use the Correct Code: When prompted, enter the fingerprint code INS-055.A.
Schedule with Fieldprint: Use your DPS reference number to book a Live Scan appointment on the Fieldprint website for about $8.25.
Step 4: Submit Your License Application
After passing your exam, you have one year to apply for your license.
Portal: File your application through NIPR.
Application Fee: The standard resident producer fee is $120.
Lawful Presence: You may be required to upload proof of citizenship or lawful presence in the U.S. as part of your application.
Write your text here...
Write your text here...
Arizona Insurance Licensing FAQs
How old do I need to be? You must be at least 18 years old.
What happens if I fail the exam? You can reschedule after 24 hours. You are limited to four attempts per 12-month period.
How do I renew my license? Licenses are valid for four years and renew for a $120 fee.
What are the CE requirements? You must complete 48 hours of Continuing Education every four years, including 6 hours of ethics.
Are there special training rules? Yes. Selling annuities requires a one-time 4-hour course, and Long-Term Care (LTC) requires an initial 8-hour course.
Do I ?
XXXXX.